About Rick Kelly

Rick Kelly has spent most of his career helping pre-retirees and retirees achieve and sustain secure retirements. He is a Certified Senior Advisor (CSA)® and licensed life, health, and annuity agent. He advises based on the motto, “Defense wins a secure retirement, so secure the four pillars first! Don’t worry, be comfortable, confident and secure!”
Using a conservative approach to wealth creation and preservation, Rick has managed hundreds of millions of dollars in assets across multiple generations of families. In his 30+ years in financial services, he has compiled vast knowledge and expertise of complex planning solutions that aid his clients in planning for lifetime income, portfolio protection, the high costs of long-term care, and estate optimization.
Rick’s passion and mission now are to help Boomers, retirees and business owners thrive in retirement regardless of market conditions! The market crashes of 2000-2002 and 2008 devastated the lives of way too many retirees. Yet, there were many retirees who thrived. Rick’s Retirement Certainty Planning helps retirees thrive.
In addition, Rick has been published in numerous newspapers and trade publications, been a featured speaker on retirement issues and appeared on radio.
Rick and his wife, Charlene, are active in their church and a variety of ministries. They’re proud parents of Gavin and Tori Joy.

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